Monday, April 30, 2012

Why My Wife and Daughters Learned How to Shoot


Why My Wife and Daughters Learned How to Shoot


The link to a CNN story above goes into detail about the grim realities women and girls face in the aftermath of a disaster. This hit me in the stomach. I love my wife more than life itself, she brought two wonderful little redheads into my life that I simply adore. To think of them having to go through anything like this is beyond my ability.

Before I left we had some conversations about shooting. She’s not opposed to it, but I simply didn’t make the time. This article has put a sense of urgency in those plans. Here’s my plan to get her up to speed on running my guns.

Prior to coaching women I never really thought about how differently women view the world. Their situational awareness is usually higher than men’s. As men we don’t leave the every building at night with a plan/counter attack strategies in mind. Most women do. Safely and effectively arming your significant other is just the next step in the mindset most women have.

I remember reading an article that spoke about firearms as the equalizer for women. A large male perpetrator has no fear of a woman until he knows she is armed. Your security plan for you home has to go further than just buying a weapon and teaching your wife how to use it. You must have quality doors, locks, situational awareness, know your neighbors and cameras have gotten so cheap that as a force multiplier they are hard to beat.

Finally, as city, county and state budgets continue to shrink response times are going to get longer and longer. The ability to protect your own family and aid your neighbors is going to become more and more important as our currency continues to weaken. Be frank and talk about whether it’s better to live knowing you killed a potential rapist or live with the screams of your assault or your children’s assault that you were powerless to stop. Those are ultimately the two extremes we may face.
1.       Have her read the article about Haiti above.
2.       Talk about what kind of emergencies and/or natural disasters could lead to something like this where we live.
3.       Talk about our plan for natural disasters/emergencies and contingents therein
a.       What if one of us can’t get home?
b.      What if we can’t get calls through?
c.       Where would we meet?
d.      What alternative means of communications do we have?
4.       Talk about home defense versus being stranded in an emergency.
5.       Shoot a lot, and possibly with an instructor instead of me. Find out what guns she feels most comfortable with and design a plan around that platform.
6.       Make sure she’s familiar enough with basic firearms procedure that she can run any gun she finds.


Great list of reasons to own a gun: http://www.lewrockwell.com/orig10/gillespie1.1.1.html


Friday, April 27, 2012

Top 10 Tips For Growing Your First Garden


Top Ten Tips for Growing a Successful Garden   



1.       Relax and enjoy the process! Gardening is a “real” activity. There is no rushing how long a radish, or a tomato, or basil take to harvest – so, enjoy the journey.
2.      Make your garden as labor un-intensive as possible. Put traditional newspaper down around your plants and cover with your grass clippings. No weeding and your ground will retain moisture more easily.
3.       Compost. Compost. Compost. Find a local supply if you can’t make enough of your own. If one or more of your plants are struggling add a couple of inches (tall) of compost in a ring a few inches around the center stem and see the miracles it’ll do for you.
4.       Know that you can’t control all the pests in your garden. This includes: snails, slugs, ants, aphids, and any of the other hundred waves of the garden hordes that will from time to time throw themselves on your beautiful vegies and fruit trees. Seek balance in your garden, encourage snakes, frogs, lady bugs, the venerable praying mantis and other predators in  your garden by making sure they have a place to hide, and by not using insecticides that will kill indiscriminately both good and bad insects.
5.       Don’t over water. Don’t over think it. If your plant is wilted water, if it’s not don’t.
6.       Experiment with something new every year. Whether it’s Arctic Kiwis or Kohlrabi pick out at least one thing each year that you’ve never tried.
7.       Share your bounty. There is something universally transcendent about sharing food with someone who may be hungry. It feels amazing to drop off food you grew at a food bank or pantry.
8.       Share what you know and take time to learn from others. If you really want to improve as a gardener join a community garden. I learned so much from a group of older ladies who ran a community garden. And you get to be another part of #7!
9.       If you have kids get them involved in your garden! Pay them a nickel each to pluck the yellow flower from dandelions. Show them how the compost pile works. Share that first fully ripe strawberry with them and see how easy it is to get them outside.
10.   Cook what you grow! This again is where you get to stretch yourself. I saw the most wonderful recipe on Rachel Ray for Swiss Chard Au Gratin. Never in a million years would I have thought of that. Google, Bing, etc. what you have with the word recipe after it and try something new!


Thursday, April 26, 2012

Farm Labor For Young Adults Becoming Illegal?



  
My first job was at 15 working light to dark for the month of August topping corn. This involved removing the male tassels on four rows of "cow" rows so the "bull" row would cross pollinate and you'd get hybrid seed corn in the Melba, Idaho valley. It has to be done by hand at a pretty good pace, rain or shine, heat or cold. We could do dozens of acres in a day. 

My job paid $4.25 per hour with no overtime, and I was happy as hell for it. I bought by first car with that money, and when I finally got a job in a restaurant I had a great work ethic and felt lucky to be working in a place with A/C. To this day I have fond memories and gratitude for learning how to work hard and get along with others.

I didn't know it then, but I was engaging in what today would be criminal activity. The crew of high school kids rode 10-15 strong in the back of a 1 ton cattle truck (now illegal) and if we needed to use the bathroom, we either did our business at the farmer's house, or in the row (also now illegal, the crew has to tow their own porta-potty around.) This story just broke my heart.

Wednesday, April 25, 2012

Maxpedition Fatty Pocket Organizer


Maxpedition Fatty Pocket Organizer

Going through my Everyday Carry items that are part of my Go Bag, today’s review is of the Maxpedition Fatty Pocket Organizer.

I picked up the Maxpedition Fatty Pocket Organizer about a month after a month of really liking it’s thinner mate the Maxpedition EDC. It does have a ton more storage space than the EDC, but to fit it fully loaded in an ABU cargo pocket is much like your wife trying to get into her prom dress for the 10 year reunion, you might be able to squeeze her in there, but it sure doesn’t look good.

That being said I’ve used it from the beginning to help organize my Go Bag. It holds a Frontier Straw Filter, water purification tablets, lighter, Energizer Headlamp, wet wipes, band aids, Gerber Strata Multi-Tool, small container of ibuprofen, 10 feet of paracord, an additional USB cord and plug in charger for micro-USB so I charge from a wall or USB outlet, and a zippered pocket with enough room for the discreet carry of  a passport, several credit cards and a bit of silver coinage.

It has worn really well, seeing as how the bag goes with me everywhere. Like most Maxpedition products the Fatty seems bullet proof in its long wearing ability. I really do like the large pull handle on top, makes it much easier to find it by feel according to size in the bag and then pull it out easily. It would definitely be large enough to put a back-up pistol (small frame) and an extra magazine without any outline of the pistol being obvious. It would not lend itself to getting to the pistol to bear very quickly, so it depends on what you’re looking for. It comes with a full complement of MOLLE straps on the back, but the usability of those will be determined by how much weight you’re packing in it.



Tuesday, April 24, 2012

How You Can Protect Your Family Financial Collapse


I read a great article over at Zero Hedge today, written by Brandon Smith, and originally posted on his site, Alt-Market.com, http://www.alt-market.com/articles/720-how-states-can-protect-themselves-from-financial-collapse titled "How States Can Protect Themselves From Financial Collapse"

The article dealt with how individual states can protect themselves from financial collapse. It was one of the best articles I’ve read as far as an action plan. Though Mr. Smith wrote it with states in mind I think it really applies to individuals as well.

1.     Stop Accepting Federal Funding was his first premise. As an individual that means preparing for life after government entitlement plans – regardless of how much we may have paid into the “lockbox” in Social Security and/or Medicare we have to prepare for life as if that money will never show up. (If it does bonus.) The same goes for Pell Grants, student loans, and even the GI Bill for college. If we couldn’t afford to go to school without these benefits are we in a financial situation to actually be in school? If you qualify for food stamps, what would life be like without them? If you don’t know how to grow a garden or put food up start learning now.

2.       Set Up a Personal Bank – Mr. Smith suggested each state set up a bank, modeled after North Dakota. I would suggest a different model at the family level, modeled after my favorite Command Sargent Major of the Army. In his family grandfather acts as the banker, when you want to buy a house the family pools the money, analyzes whether or not you’re a dirtbag, and if the house is worth buying. You pay back the family with interest and are expected to pony up your own capital to help others down the road. Is it going to work in every family? Of course not, but in the future 8% to the family may seem cheap compared at 12% at the bank.

3.       Resource Development – Mr. Smith makes the case that individual states that are resource rich will fare better than those that rely on the financial/government sector for revenue. As an individual I believe individual development transfers into having multiple skills. If you are able to fix garden implements, garden, plumb, fix automobiles, raise animals for meat, etc. and there does happen to be a currency meltdown, you’ll be better able to feed your family.

4.       Adopt Alternative Currency – Mr. Smith sited states making gold, silver, and copper recognized methods of payment. I’d suggest that we do the same as individuals. Start asking if people will take barter, bit coin or silver in exchange for goods or services. Even a polite no may still start a conversation.

5.       Encourage Localized Markets – If you’re not shopping at farmer’s markets, growing a garden in your back yard or at the community garden you really don’t have much room to complain about government regulation, poor quality food in your child’s cafeteria or the high cost of food. You’re funding all those things. 

Saturday, April 21, 2012

How To Plant a Raised Bed Garden

How do I plant a garden?

I hear this all the time. And every time I hear, “I’d love to plant a garden but I can’t” or, “I just don’t know how to plant a garden” it’s hard for me to stay quiet. I know sometimes I take for granted how overwhelming it can feel to try and plant a garden the first time, just remember we were planting gardens long before written words and internet access.

So when a friend of mine here in Rhode Island said she’d love to have a garden I decided to kill two birds with one stone, put in a garden and take enough pictures to help others do it for themselves.

How do I pick a spot for a garden?



First the garden needs to get as much sun as possible, with a minimum of 6 hours. I prefer the garden to run from north to south, just because it allows me to put the tall stuff (corn, tomatoes, peppers, etc.) on the north end and not shade out the short stuff on the south end (spinach, lettuce, cilantro, etc.) In the picture above I’m standing on the south end of the bed and we’d already started to dig the turf out.

Next choose your spot and start getting rid of the grass/turf inside your designated space. I have had good luck with 4’ by 12’ beds, but there is no “right size”, only the size right for you and your garden. 4’ – 5’ is about the widest you can go, since you’re not going to walk in the bed itself, that’s about as wide as you can work without being a contortionist.

In my original beds I spent a gob of money on redwood boards and galvanized brackets to hold everything together perfectly. On my second set of raised beds I used scavenged concrete blocks. On this project I didn’t even bother with sides and still it seemed to work out fine. Gardens are primarily about quality food, followed by return on investment, and finally trying not to upset the neighbors with something from the Beverly Hillbillies.

The grass sod that we scraped off the top is the beginning of the compost pile for my neophyte gardener friend. The grass needs to be removed so that your garden plants won’t be competing with it. If you think about it in advance and put cardboard down for a few weeks, it really does make the project easier. We did not, but we lived to tell the tale regardless. Put every kitchen scrap (save meat), along with coffee grounds, leaves, cut grass and all the shredded paper you can find on your compost pile. Water it from time to time and will give your garden health and fertility. I’ll put up another post on how to build your compost pile.

My soil isn’t healthy enough to grow a garden…



That’s the next thing I hear, “I’d love to grow a garden, but – my soil is crap, it’s too rocky in my back yard” yada yada. My solution to just about every problem you may have? Compost. It really is the elixir of life for the first couple of years of gardening. To still an old Martin Lawrence bit, it’s like ‘Tussin for your garden, whatever the problem is put a little compost on it.

I picked up a cubic yard that at the RI dump for $30. (Yes, I think the state really does just have one landfill…) The quality of the compost for a garden may have been questionable, due to the rubber glove, roofing shingle, and large pieces of wood that we found while moving it. I’ll let you know in a later post it was radioactive or not...

OK, so now we have a spot picked out for the garden, we’ve removed the layer of topsoil that has the grass/grass roots in it. What now? Now my friend, if you do not have a tiller to do this for you, you dig.

Dig! Dig like the wind grandmother!

Beggars can’t be choosers, and since my friend was trying to do this on the smallest budget possible, we dug with the only shovels available for free, as you can see above. The flat nose did a great job on the sod, but as we tried to dig down into the actual ground the lack of a long handle took a toll on my middle aged back… And pride.

We dug down about a foot and put all of that dirt in a pile next to our future bountiful garden. Next since the back yard was inaccessible to my truck we threw the compost from the bed of the truck into a wheel barrow.

This wasn’t your normal size wheel barrow mind you, but one that had escaped from the kid’s section at Benny’s (a local hardware chain in Rhode Island). We spent the next couple of hours moving the compost to the hole and mixing it back in with the soil we had just taken out.

FYI – this is a one-time deal. After the first dig you’ll simply put a couple of inches of compost on your raised bed (4”-8” depending on how much the garden sank at the end of the year. My goal with my raised beds is to only till the soil once.

Note the kiddie wheel barrow in the background….

When you’re finished recombining the soil and compost your bed should look something like this:


You can see the future compost pile in the background.

Finally comes the planting.

You want to grow the things that you love to each. Not what you’re supposed to eat, or think you should eat, but things you really enjoy eating. Otherwise you’ll be checking for unlocked cars at the mall and slipping in kilos of Zucchinis in the ones you find unlocked…

For this garden we put in cold loving cauliflower, broccoli, Swiss chard, peas, a Mesclun blend, Black Seeded Simpson lettuce, cabbage, kohlrabi, rosemary, basil and Thai basil (doesn’t love cold, but it’ll be covered if it gets close to freezing), oregano, and sage,. Later as the weather gets warmer tomatoes, peppers, squash, and a variety of other plants will be added. The how deep to plant guidelines are on the back of each packet of seeds. If you’re unsure how to plant your started plants, generally if you plant level with where the plant is you’ll be fine.

Remember to chart out where each plant was planted. Otherwise in a few weeks you’ll be really confused as to what is a plant you want and what’s not.

We planted the starts in traditional, if cramped rows, and the lettuces in the square foot gardening style. I did my best to cover, scrape up the soil around the garden to create a walking path and beat back the grass growth a bit.



As the garden progresses and the plants get bigger I use two strategies to combat weeds and make the garden as low maintenance as possible. I use the square foot method to ensure my production growth is as thick as possible to choke out undesirable plants, and around plants such as tomatoes and peppers I use recycled newspaper (the regular, not the slick). I place it on top of the bare soil and then put grass clippings on top of the newspaper. This does several things for my beds, it disallows unwanted plants access to sun – and thus less weeding, it decreases how much water I need to use, and it gives my red wigglers and other worms all types of organic material to break down. The one downside I’ve had is it also gives slugs a place to hide out during the day, but nothing a couple of ducks won’t take care of for you! Back to the circle of life! I’ve also used blocks of alfalfa hay that had gone bad with the same affect.

The final step is to water in your garden. Be like Goldilocks here, not too wet, and not too dry. You don’t want puddles or runoff, but you do want everything to be moist.



All in all about $80 was spent on seeds, starts, and soil. I’ll post later on lessons learned, ROI, and things that could have made this easier.

As always if you have questions or comments post them below!

Friday, April 20, 2012

Things to do when TDY in Biloxi


Things to do when TDY in Biloxi
Kayaking in the DeSoto National Forest

I was lucky enough to spend my Tech School time in Biloxi, MS at Keesler AFB. What can I say, I had a fantastic time.

I’m writing this post for anyone who is going to in Keesler and wants to know what to do. It’s not a complete list by a mile, so please feel free to leave any and suggestions for great things I’ve missed in the comments.

There wasn’t housing available when I got to the Tyer House lodging office, so I was given a letter of non-availability and sent to the Regency Inn and Suites, in D’Iberville.

The hotel itself was very accommodating, and the staff was friendly and responsive. I was close to both Wal-Mart (always busy) and Target (never busy). There was a Starbucks in the Target for the coffee aficionados.

So what is there to do in Biloxi? First there is the beach; it runs for more than 10 miles with new sidewalks, and bathroom facilities along the way from Gulfport to Ocean Springs. Here’s a link for more information about what you can do on the beaches - http://www.gulfcoast.org/visitors/attractions/beaches-and-harbor-activities/ The picture at the top is from a kayak and camping trip into the DeSoto National Forest.

So food, there’s a ton of variety, from soul food, to Caribbean, to local seafood, to barbeque. The selection is fantastic. The Shed in Ocean Springs is worth the short drive, don’t let the appearance fool you, the barbeque is first rate. Here’s there restaurant site http://theshedbbq.com/

For great local seafood head over to Darwell’s Café in Long Beach, Mississippi. Eat whatever they tell you with the side they suggest, it was a fantastic meal. Here’s their web-site http://www.darwellscafe.com/

Finally, if you have a day to get out of town about an hour and a half away in Mobile, Alabama you’ll find Felix’s. It looks as though stoned hobos built it, but once you’re inside it surprises you again in a great way. From the outside we were a bit nervous, but when we saw the upscale business folks headed in we swallowed our fear of a Gulf Coast Deliverance scene and headed in. The waitress told us about their award winning crab soup, and talked us into ordering a cup of it. We all kind of laughed about it after she left, how good could soup be? Their crab soup will change your life – like DVR, HDTV, and high speed internet change your life. And the prices were way less than any of us expected when we got our final checks. Here’s their web site http://www.felixsfishcamp.com/




One last thing if you’re going to be there for Christmas without a car don’t stress out there is a Christmas exodus shuttle that run’s from the base to the New Orleans airport. It’s run by Hotard’s Bus Company. Here’s their web-sitehttp://www.hotard.com/site.php

Good luck down there, you’re going to enjoy Mississippi!

Finding My Purpose


I had an interesting chat with a good friend today. He’s a guy I’ve known for the better part of a decade worked with daily for about a year, and respect the heck out of. He’s a man’s man, but the conversation today turned to what happiness is. Why is it so hard to find happiness?



Here’s a guy who’s built like a 19th century lumberjack, one of the smartest men I know, makes a very decent living for himself and he’s telling me how unhappy he is. I wonder how many of my other friends feel this same way. He worked outdoors previously and misses it, even though it was long hours and low pay.
I wonder how much good a garden would do him; if eating eggs just laid by a chicken or duck would lend more to his happiness than a fat paycheck; if knowing he’d put aside enough food to feed himself for a year would allow him to relax a bit and enjoy his fleeting youth.

I’ve been a gypsy, a vagabond, and a libertarian free spirit all of my adult life. I’ve been without a job fewer days than I have fingers since my senior year of high school. I’ve lived all over the country and been able to find a job where ever it is I’ve been. I’ve made my share of mistakes, but I’ve learned from all of them. I’ve been a searcher that entire time. Searching for knowledge, for truth, for my purpose, if you will. For eight years I coached college basketball, and loved just about every minute of it.

I found my purpose in an unlikely place, in my backyard. I knew, in my gut, back in the summer of 2008 that things were getting off the rails with the economy. I just didn’t understand then why I felt that I had to do something. A little over a year later I became a head coach, and to make ends meet took a part time job working as a County Veterans Service Officer. I was talking daily with the dwindling cadre of WWII and Korean veterans, whose parents had lived through the depression. Those fellows talked frequently of not seeing how our situation as a country could get better. Which reminded me more and more of the stories of (and buckets of things that couldn’t be wasted) the Great Depression that my own father lived through.

I left coaching in the spring of 2010, as the opportunity to work full time as a CVSO opened up. I started riding my bike to work several days a week and needed something to fill the hour and a half each day. Initially it was podcasts of Yale, MIT, and Stanford history lectures, and as those were listened through I stumbled upon Jack Spirko’s, The Survival Podcast www.thesurvivalpodcast.com and it just clicked for me.
The show itself is much less tied to traditional survivalism tenants, than it is to projects and ideas to help each person live a more independent, self-reliant life. Jack calls his philosophy “Modern Survivalism”. The more I dug in my garden the happier I felt. The more produce I gave away the richer I felt. The more time I spent with my best friend on rocket mass heaters, discussing fractional banking, or teaching his boy how to dress a freshly shot rabbit, the more I realized what was important in life.

In the midst of that, I met, and fell madly in love with an incredible woman – and left her to go kill my debt. The year apart has been incredibly long and hard. It has also given us such a great foundation of communication. I’ve seen first-hand how the Northeast is not just in decline, but in decay. The infrastructure is beyond the state’s financial ability to repair it, the states are bankrupt (just playing kick the can for as long as they’re able), and I just don’t see how it can be fixed. That being said, I’ve met incredibly kind, generous, real people here who I’ve learned much from. I have been treated me like family and it’s allowed me to almost all of my debt in a short period of time…

So what does all of this have to do with my good friend’s search for happiness? Just this, slowing down, reading, growing real food, learning skills that will feed myself and my family never seemed to me to be  those things would fill my heart with joy and contentment, yet they have.

I’ve learned patience, from having to wait 3 months to eat that first watermelon. I’ve learned that charity is in no way connected to the government, by the giver or the recipient. I’ve learned feeding someone is an act of honor and dignity not one of pity. Finally I’ve learned that peace isn’t about how much money you make, or how many people like you, or where you vacation, it’s about the guy in the mirror – and being able to look him in the eye and know he’s made the world a better place.

Thursday, April 19, 2012

How Do I Join the National Guard?


I remember asking myself that question once upon a time more than a decade ago. It really is a pretty simple process to enlist, the more important thing it to be educated about your options.

First remember it’s a two way street, you have to want to join and the military has to have an open spot for you. Part of them “wanting” you involves taking and scoring well on the ASVAB, passing your MEPS physical, and not having a criminal history.

Next understand there are three completely different worlds in the military.

First - Active duty, where you wear the uniform every day, live where you’re told, and move when and where you’re told to. It’s a good life, especially if you are trying to get out and see the world. The Post 9/11 GI Bill comes standard with active duty. Three or more years of active duty equal full eligibility to it.

Second – Air National Guard, one weekend a month, two weeks a year. How long has that catchphrase been in commercials? Long enough for that to be just about the extent of the public’s knowledge how both the Army and Air National Guard work. You are part of a wing that is under the control of the governor of the state you enlist in. Your unit can be activated by either the governor (in response to a natural disaster) or the president to deploy anywhere in the world.

Finally - Reserve Units, very similar in concept to the Air National Guard, except you’re not attached to a state but rather an active duty base. You will train much more like an active duty troop, but still for just a weekend a month and up to an additional 15 days per year. I don’t have much experience on the Reserve side of the house so I’d appreciate hearing from someone who has served with the Reserves their thoughts on plusses and minuses.
If you join the Guard, you’ll go to Basic Military Training (BMT) alongside both active duty and reserve troops. BMT is 8 long weeks. About halfway through had I seen my recruiter I would have punched him in the face, 10 years later, when I see him, I tell him joining the Air Guard was the best thing I’ve ever done.

After BMT you head to the corresponding Technical Skills School, which is almost universally referred to as “Tech School” in the Air Force. This school can be as short as six weeks to over a year in length, depending on the requirements of your career. I enjoyed the heck out of tech school as a pipe-liner (meaning I came directly from BMT into the tech school environment). Your mileage may vary, but as with everything in life, it is what you make it.

If you’re interested in joining the guard head on over to www.goang.com or if you’re prior service looking to get back in www.goang.com/PS

From Mountain Home, AFB
As always, tell me what I forgot, what I missed, and what I flubbed.

Wednesday, April 18, 2012

Everyday Carry Review - Maxpedition E.D.C. Pouch


Everyday Carry Review - Maxpedition E.D.C Pouch

One of the great things about getting back into the Air National Guard was that all my pants come with huge cargo pockets to fill with fun stuff! Now, I'm going to leave nameless the instructor at tech school in Biloxi, Mississippi who was giving the guard guys a hard time for actually using our cargo pockets, but I make no apologies for doing so.
Since I was in Tech School for the holidays, and Santa didn't leave one in my stocking, I picked up a Maxpedition E.D.C. Pocket Organizer, khaki colored, for myself. I've been carrying it as part of my everyday carry since. It still looks brand new, and the zipper is still running smoothly.

Inside the kit I'm carrying an extra key to my truck, a Tumi external battery (yes, I've heard about the recall), a paracord bracelet, two wet naps (sanitation and fire-starting), a couple of band-aid type bandages, a Gerber EDC, a Leatherman Skeletool, a lighter, super glue, a mini-mag light, and one each of pen, highlighter, pencil, and sharpie for class. Most mornings I'll stash a Cliff Bar in there if I didn't take time for breakfast. The energy bar really fills up the pouch, without there's plenty of room.

The only real downside to the pouch is the actual size of it. In military ABU's the pouch fits great. I can get it to fit in a couple of my other cargo pockets, but not all. This isn't a deal breaker for me as I just move it from my cargo pockets to my everyday carry backpack. I would go with black if I had it to do over again. The khaki just doesn't fit in with any of my other gear. I think I was just feeling nostalgic for the old DCU pattern...

As always I'd like to know what you're carrying that I'm not, but should be.

Here's an Amazon Link to the Maxpedition EDC Pouch and pictures of it loaded up:




Maxpedition E.D.C. Open

EDC Closed

Tuesday, April 17, 2012

How To Buy Junk Silver


How I buy silver.

A year ago I felt so buried in debt that I didn't spend 5 minutes thinking about buying silver. Since I've killed so much of my debt it's been something that I've spent some time learning how to do over the last couple of months. So what is junk silver? It's circulated US coinage that holds little to no numismatic (collectible) value. You're simply buying beat up coins for the value of the silver inside them. For the rest of this article when I say junk silver I'm primarily talking about 1932-1964 dimes, quarters, and half dollars.

First, I'm not a financial planner, I'm not offering financial advice, and as always buyer beware.

So, am I a goldbug? Nope. I think our economy would be manipulated by folks in power if we were on a gold standard, just as every government in the history of the world has been imperfect. The simple solutions of doing what's best for the country, worrying about the constitutionality of any law, and staying out of debt are not anywhere on the radar at the highest levels. Fiscal responsibility died with the formation of Social Security and later Medicare, and I have no reason to think it's going to change anytime soon. That leaves me with being able to take care of my family and help my community.

So why silver? Because I can afford it right now, it's anonymous, and junk silver is really hard to counterfeit. Those reasons make me feel comfortable buying it. Also, unlike my rainy day fund at the local credit union, it takes some real effort to liquidate the silver, so I'm more likely to hang onto it. This serves to make it a savings mechanism for me as well.

Could the price go down? Absolutely. By half? Again, that's a legitimate concern. For me I take solace in how unsound our fiscal policy has been. When you  think about the way we've been printing money like mad for the last several years, the hedge against inflation counters the argument about possible decline in value pretty well.
It's pretty easy to buy, find a local source, try pawnshops and coin shops. Ask if they have any junk silver. If they do ask how much they're charging per dollar of coinage. How do you know if their quoted price is a fair price? www.coinhttp://www.coinflation.com/coins/silver_coin_calculator.html is a great place to start. Start small say with a dollar's worth of coinage (10 dimes, 4 quarters, or 2 half dollars) and see what the price quote is from the dealer. For the most part I've been able to get spot price.

Final piece of advice, go through each coin and make sure that it's 1964 or previous. I've seen a couple of dealers that "accidentally" leave in 1965 and later coinage. Have fun, share the process with your kids. It's a great conversation piece to tell folks that in 1964 you could buy a cup of great coffee or a little more than a gallon of gas for a quarter, with a silver quarter being worth between $5.50 and $6.25 depending on the market, you still can.

Saturday, April 14, 2012

Backyard Anarchy


Are you sick of things in DC? Then grow a garden and shop at your local farmers market.

Raised bed gardening in my backyard.

I am constantly reminded that most people outside of the prepping community in our country today didn't grow up around gardening, canning, hunting, fishing, etc. So at times it's so hard for me to understand why people are so fearful of failing the first time they decide to try a garden.

Remember this, if this happens to be you. You come from hardy stock. You have a family history that goes back thousands of years. Your forefathers (and foremothers for that matter) lived on things they raised and things they harvested (which is the PC term for butchered). If they could learn enough, to survive on and pass down the DNA in your genes all without the ten million resources that you have at your finger tips via the internet.

I used to tell my players at the community college level that they lived in an amazing age. For a few thousand dollars today you can go to a community college and have access to 10 times more information that an 18 year old did in 1980 at Harvard. We take for granted how much the internet has leveled so many playing fields. The beauty of gardening is there are so many people willing to share with you their knowledge and lessons learned from decades of experience - Garden Crowd-Sourcing if you will.

Don't feel you need to go spend $500 dollars to put in your first garden. I'll show you in an upcoming post how simple it can be to put in your first garden. Don't be intimidated, remember Cavemen really could do it.! ;-)

Friday, April 13, 2012

Prepping Priorities


If you're new to the prepper world this may come as a shock to you, but most of us expect a currency collapse of some sort here in the US. Most folks are bright enough to not try to put a date on the when, because there are simply too many variables to do that. And realistically, none of us have a bit of control over any of the macro-market events anyway. Even if were to have Ben Bernake's private line I don't know that a call from me or any other citizen would do much to change his course of action. The more I read, folks in the different economic camps, be it Keynesian or Mises, defend their arguments the same way really religious folks defend their particular sect. There's no changing any of their minds.
 
That leads me to my point of this whole blog, what can I do about it? At the tiniest micro-level that is my home?
 
A lot actually.
 
1.) Get out of debt as fast as you can.
 
2.) Spend time with the people in your life who really matter. The people who matter are the family and friends that you can call at 3 am for help. Help them. Listen to them. Learn from one another.
 
3.) Grow a garden - even if that's one plant in a five gallon bucket! There is no more rebellious act than growing a garden or buying at a farmer's market. You avoid layer upon layer of government bureaucracy (not to mention tax), deprive companies who manufacture poison income, and starve the lending institutions that trade on the multiple layers of debt that has become a part of Corporate Farming.
 
4.) Make your community better. I'm no Ghandi, but find a food bank and give your extra produce (from the garden you're now growing). Share your food storage with those who just lost a job or a loved one. That sense of joy and peace we have when we help others is why I believe we've made it this far. If you don't know the neighbors around you knocking on doors to give away some extra tomatoes while you introduce yourself isn't a bad way to start.
 
5.) Relax, and know that all you can do, is all you can do. The zombies aren't coming anytime soon, but any action you take matters! Start with one thing, and just keep adding to your tool box.

Thursday, April 12, 2012

1000 Ways to Kill Your Debt


I absolutely agree with Jack Spirko, over at www.survivalpodcast.com debt is a cancer that you need to kill as soon as possible.

The next tool I recommend as your begin to get your financial house in order is www.mint.com 
Are they going to know everything about you? Yes. Are they going to have all your passwords in one place? Yes. Does that make me nervous? Absolutely. That being said, it is a 30 second log on process to see all of you accounts in one place. Better yet you will see real results as you focus on paying off your debt.

Try starting with the "Snowball Method" that Dave Ramsey espouses. I went with smallest balance to largest, because none of my interest rates were too crazy, but if you have a high interest card, feel free to start there! Just make sure you start somewhere with whichever piece of debt your heart desires to savagely kill first.

If you're in debt you should immediately stop using your credit cards, regardless of the rewards program that you feel loyal to. Odds are if you got in debt using that credit card, continuing to carry it in your wallet isn't going to make you more likely to get out of debt. Leave it at home. Oh, it's for an emergency? Fantastic, let's make it part of your Go Bag, this way - wrapping about 10 feet of duct tape around it. Now you can rest easy knowing that if you really do have an emergency you'll have both duct tape and a credit card. In a non-emergency situation I doubt too many of us would unwind the duct tape at Cabela's or Macy's for the ladies... 

Inside of Mint.com you'll find an overview page, that has your balance sheet. A list of transactions so that you can really see how much Starbucks, eating out, Apple music, etc. really costs you each month. There is also a pretty good budget tool inside. It takes about three months to really see progress, but one that net worth curve starts to curve in your favor it really does feel like progress.

Wednesday, April 11, 2012

Killing Your Debt, It's Good Karma


So I figured that more folks than just the airmen that I was in tech school with could use this information.
 
"If you don't have a plan and you're not charting your progress you're wasting your time and mine." That's what I used to tell my athletes about their weight training. Your financial future is no different, if you don't have a plan, all you have is talk.
 
Thankfully there are some great (free) tools out there to help you get on track. In little over a year I've paid off $18,000 on my home equity line of credit, $6,000 in credit card debt, and $4,500 in student loan debt. It hasn't been easy, but it feels so good it was worth it.
 
The first tool is www.creditkarma.com Yes it's free. Yes they will know a lot about you after you enter in your information, but you'll also have a pretty powerful tool on how your journey out of debt affects (positively) your credit score. Yes, their will be credit card offers on just about every screen, but to date I haven't had one pull a gun and make me fill it out.
 
The first tool at CreditKarma shows you a composite credit score they call your "Transrisk" which is described as: "The standard Credit Score on CreditKarma is the TransRisk New Account Score provided by TransUnion. This risk score represents your likelihood of deliquency or non-payment of credit obligations. This score is based on information in your TransUnion credit report and ranges from 300 (minimum) to 850 (maximum). The score is calculated using TransUnion's proprietary model for assessing the credit risk of existing accounts and was constructed using a selected group of factors drawn from your credit records at TransUnion." I've found that mine is about 40 points lower than what my actual FICO score was when I was refinancing my home, but it was within the ball park.
 
The second tool on the sight is your "Auto Insurance Score" which gives you a general idea of what your auto insurer is using to give you your rate. If you're not calling at least every other year for auto quotes, you might want to start. Even $20 a month is substantial savings over the course of a year.
 
The final tool is your "Vantage Score" which their website describes as: "VantageScore is a new credit scoring model created by America's three major credit reporting agencies to support a truly consistent and accurate approach to credit scoring. This new score provides lenders with nearly identical risk assessment across all three credit reporting companies. Your VantageScore on Credit Karma was calculated based on information in your TransUnion credit report and follows a familiar academic scale for ease of understanding: A (901-990), B (801-900), C (701-800), D (601-700), F (501-600)."
 
The site also has some useful tools for showing you how your credit is affected by a late payment, reduced balances, and closing accounts. A great place to start.

Tuesday, April 10, 2012

Voter ID Laws

Just finished reading about Jame's O'Keefe's story about voter fraud and it made me realize that every federal employee and visitor to federal buildings has to show photo ID to get past security. I won't even get started about showing ID to the TSA...

Unless the federal government is discriminating on a daily basis to allow citizens and employees entry, there is no discrimination by asking for ID at the ballot box. 

Monday, April 9, 2012

American Outlaws

On a daily basis it seems I find something else that punches me in the face about the state of the American economy, yesterday it was this article http://www.zerohedge.com/news/guest-post-there-will-never-be-failed-us-treasury-auction-until-there that kicked me in the head. Daily I feel like I'm running behind in my quest to pay off my debt and learn how to fully take care of my family and myself. Trying to be better prepared, in case times get tough, or even if they don't (hat tip to Jack Spirko and if you're not listening to his podcast you should give it a try.)

So what does any of this have to do with the title? On another of my walkabouts that find me deep in thought, homesick, and wandering I happened to be walking by a cemetery as a group of bikers was leaving. This was not a small gathering of patched riders, and I saw a half dozen different patches, foremost of course the Hell's Angels patches. These were hard men living a hard life, but I'm sure each of them would tell you they were free. The thought struck me that if federal law enforcement couldn't crush these men, who flout their affiliation to the world, how much could "The Man" really do if TSHTF?


Sunday, April 8, 2012

I Know Who You Are

What a year it's been. In early March of 2011 I left all I knew behind in Idaho for a job in Providence, RI on a mission to kill my debt and provide a better life for a family I didn't yet hold claim to. I was in love with a girl I'd known since elementary school, but I wasn't sure we could survive a year of separation.

Fast forward to Easter/Passover weekend. I'm back in the habit of my daily walks wandering Providence as a specter of solitude. In the last year I've grown increasingly pessimistic about America's economic future and had taken to browsing coin shops now and again while stationed in Mississippi for Air Force tech school. I wandered into a shop and had an interesting conversation with the shop keeper.

Either he works on the side as a psychic or I'm not alone in my musings. I get buzzed in (such an east coast thing) to his shop just after noon. It was just he and I in the shop. He looked to be in his late sixties, dressed in slacks and a blazer that had been well worn. I asked him if he had any junk silver, to which he replied he did, I asked him the price per dollar and it was the same that coinflation (great tool by the way) was showing. He brought out the coins and I went through each one making sure it was of 1964 or older minting.

At this point he said, "You're military aren't you." To which I replied I was, and this was where the conversation got a little troubling... I told him I got into buying a little silver every payday while in Mississippi. For the last year I've wondered if I was being paranoid, or over-reacting to the negative economic news I've seen... So where better to ask than at a coin shop with a guy who doesn't know me from Adam. I asked him how he saw our economy going. 

To which he replied, "I know who you are, and you're not alone" which completely took me off guard. He said he'd been in that shop for over 40 years, and he'd primarily sold coins to collectors and foreigners who had come from a country where they didn't trust their own currency. He said that's changed in the last two years, for the first time in his life Americans are beginning to not trust their own currency. 

Perhaps I'm not nuts afterall...